What Makes a Great Insurance Agent?

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What Makes a Great Insurance Agent?

When you are shopping for any type of insurance, you are going to want the help and advice of someone who understands the insurance business and who is truly interested in helping you protect yourself rather than making the most money. Unfortunately some insurance agents are in the business for their own benefit and will not tell you when you are paying too much or are buying insurance that you simply don't need. I am a former insurance agent, and I have seen the best and worst. This blog is about noticing red flags when it comes to sneaky insurance sales people and about finding the signs of a truly good agent.


How To Make A Choice Regarding Deductibles On Auto Insurance

Picking a deductible for an auto insurance policy can be a confusing process if you've never thought about the problem before. Most auto insurance agents can offer deductibles at different levels, such as $250, $500, and $1,000. Which deductible is the right one for you, though? You can break the issue down into these four components. What You Can Afford Out of Pocket Foremost, you always want to have a deductible that's less than what you know you can reasonably afford to pay out of pocket. Read More 

A Beginner’s Guide To Life Insurance

Understanding life insurance can be overwhelming, especially for those new to the concept. However, life insurance is an essential part of adulting, and it's important to learn about the different types of life insurance. Here's a closer look at some life insurance basics and indexed universal life insurance details. Are There Different Types of Life Insurance? There are several different types of life insurance, including: Term. This type of life insurance provides you with coverage for a specific time period, usually between five to thirty years. Read More 

Money-Saving Tips For Securing Your Business: A Guide To Commercial Property Insurance

Commercial property insurance is a must when it comes to protecting your business. While the cost of a policy can be a significant expense, there are many ways to save. Here are some tips for saving money on a commercial property insurance policy:  Shop around for the best rate Comparing rates from different insurance companies is one of the most important things you can do to save money on your commercial property insurance. Read More 

How The Pricing Of Car Insurance Premiums Is Determined

When shopping for a car insurance policy, your aim should be to protect yourself and the car against possible risks. Your first instinct will be to try and pay the least possible amount for an auto insurance policy. Here are factors that will affect your premium rates. Your Driving Record  Your insurance provider will determine whether you have been involved in a car accident before setting your insurance premium rate. Drivers involved in multiple accidents are a high risk for insurance providers. Read More 

Breaking Down Your Car Insurance Coverage

Are you shopping around for auto insurance and starting to get quotes? If so, you're likely feeling a bit confused trying to figure out if you are requesting the right amount of insurance. That's why it helps to break down the three major categories of auto insurance. Coverage For You It's important that you have coverage for yourself if you were to get into an auto accident. Start by looking at your bodily injury coverage, which is designed to pay for your medical bills if you are in an accident. Read More