What Makes a Great Insurance Agent?

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What Makes a Great Insurance Agent?

When you are shopping for any type of insurance, you are going to want the help and advice of someone who understands the insurance business and who is truly interested in helping you protect yourself rather than making the most money. Unfortunately some insurance agents are in the business for their own benefit and will not tell you when you are paying too much or are buying insurance that you simply don't need. I am a former insurance agent, and I have seen the best and worst. This blog is about noticing red flags when it comes to sneaky insurance sales people and about finding the signs of a truly good agent.


Want To Start Your Own Business? 2 Tips To Get You Started

If you have decided to leave your current job and start up your own business, this is a good choice. Before you can start working, however, you need to do a few things first. Below are two of these things so you can get started running your business.

Commercial Insurance

One of the first things you should do is to purchase commercial insurance. This will protect your business in many ways. Some types of insurance you need to consider include the following:

Product Liability: If your business sells products to the market, then you need to have product liability insurance. This will protect your company if one of your customer sues you due to a problem with your product.

Business interruption: If there is a disaster, such as a tornado or flood, your business would not be able to operate. Business interruption insurance will allow you to have money during this time until you can get your business up and running again.

Business vehicle: If you or any of your employees drive a business vehicle, then you need to ensure that you have insurance on that vehicle. There are different types of vehicle insurances you can choose from, including third party injury, full coverage, and liability.

Worker's compensation: If your business has employees, you need worker's compensation insurance. This will cover you if one of your employees becomes injured while they are on the job. If you did not have this insurance, you could be sued and would be liable for all medical bills and lost time from work.

Talk with your insurance company for more info about other types of commercial insurance you should have for your business.


You know you will need money to start up your business, but you may not be aware of how much. First, you will have to pay money upfront when buying the building. You will need extra deposit money if you are leasing your building.

Once you get into your building, there are many other expenses you will have to help you become a successful business. You will need advertising money for things like your website, business cards, advertising signs, advertising designs, and more. You will also need to purchase some type of accounting software to do your books. You also have to get your business license and register the name of your company. Both things will have fees associated with them. You need capital for office furniture, equipment, mailing supplies, and more.

If you have questions, contact an attorney that can help set up businesses. They can walk you through the entire process.