Hire A Public Adjuster To Help You
When you have to make a claim to your insurance because of some kind of damage to your car or your home, your insurance company is going to send out an adjuster to evaluate the damage and to talk to you. The adjuster will look at the damage and assess its severity. Once they know what the severity is, the adjuster will go back to the insurance company and tell them their findings. The insurance company will then come to you and tell you what they are willing to pay. You may not agree with that, and there are things you can do to protect yourself. one of them is to get a public adjuster.
Public Adjuster
A public adjuster does the same thing that the insurance company's adjuster does, but instead of an insurance company paying them, you hire them and pay them. The public adjuster is going to evaluate the damage and repair costs in the same way and then tell you their findings. You can use that information to appeal to your insurance company and hopefully get them to give you a better settlement.
Your Best Interests
One reason is that the public adjuster is going to be on your side. Since you hire and pay them, the adjuster is working for you and will be looking out for your best interests instead of the insurance company.
Further Circumstances
The insurance company's adjuster is going to work from a specific list of things to check for and things to consider when doing their assessment. They aren't going to consider any information that goes outside that list, but which may have an impact on how much you need to have reimbursed or how much damage was sustained. For example, if the ceiling in your child's room collapses into their room because of a storm and leaks from your roof poured into their room, it might have caused a lot of damage. The insurance company's adjuster may not take into account all the toys and furniture in your child's room, which can cost a lot of money to replace. Your public adjuster can take those things into account and add them to your claim.
If you have to make a claim to your insurance company, you might want to hire a public adjuster to help you in your negotiation with the insurance company to get a settlement to deal with everything. Contact a public adjuster near you to learn more.