What Makes a Great Insurance Agent?

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What Makes a Great Insurance Agent?

When you are shopping for any type of insurance, you are going to want the help and advice of someone who understands the insurance business and who is truly interested in helping you protect yourself rather than making the most money. Unfortunately some insurance agents are in the business for their own benefit and will not tell you when you are paying too much or are buying insurance that you simply don't need. I am a former insurance agent, and I have seen the best and worst. This blog is about noticing red flags when it comes to sneaky insurance sales people and about finding the signs of a truly good agent.


3 Steps You Can Take To Avoid Accidents So You Can Keep Your Auto Insurance Rates Low

One of the best ways to keep your auto insurance policies as low as possible is to avoid getting into accidents. While this is not the only factor that affects the rates you will pay on your auto insurance, it plays a major role in your rates. Staying accident-free is not always an easy task, but you might have a better chance if you take the following steps in your life. Read More 

What Lender-Based Home Insurance Is And Why You Should Avoid It

When you purchase a home, your lender will require that you purchase homeowner's insurance. This type of insurance is designed to protect you and the lender against catastrophes that can cause damage to a home, such as a fire. If you fail to get or keep your homeowners policy, you should not be surprised if your lender purchases a policy for you. Here are several things to understand about lender-purchased homeowner's insurance policies. Read More 

Life With SR-22 Auto Insurance

Mistakes happen in life, and there are many mistakes that can drastically change the way you handle your auto insurance. A conviction for driving under the influence (DUI), driving while intoxicated (DWI) or any other serious driving offense could land you with the need for SR-22 auto insurance. The following is an explanation of how SR-22 works, what to expect while you have it and how it'll affect your auto insurance policy. Read More 

Hybrid Car Owner? How To Lower Your Monthly Insurance Premium

If you recently purchased a small hybrid car and find that your insurance premiums are higher than you expect, ask your insurance company if you can receive discounts on your policy. Although they use electrical power and fuel to operate, hybrid cars usually cost more to insure than regular vehicles. The unique features of hybrid cars can increase their owners' insurance expenses. Features, such as a lightweight, carbon-fiber body, make your car more susceptible to damages than a vehicle made with a steel body and frame. Read More 

Springing For Car Insurance For Your College-Bound Kid? Here’s How To Save Some Money

A great way to make the transition to college life easier on your child is to spring for car insurance so they don't have to worry about coming up with the funds to pay the monthly bill. But that doesn't mean that you have to set up a special savings account just to afford the venture. Here are a few effective ways to save some money on your kid's car and insurance policy rates while you're footing the bill: Read More